BIRMINGHAM – Global cyber crime costs could reach $2 trillion by 2019. That’s up 3X from 2015 (which was only a paltry $500 billion by comparison). Then President Obama even urged citizens to use safeguards like two-factor authentication.

Google is among the most proactive. Recently, they’ve strong-armed webmasters into adding SSL certificates (or HTTPS). In the past, up to 70% of Chrome users simply ignored warning messages. So now, ‘Not Secure’ messages will be front-and-center for site visitors.

Unfortunately, there’s no one-size-fits-all when it comes to SSL certificates. So which should you choose? And why?

Here’s a complete breakdown of the different types of SSL certificates. (With the least amount of technical jargon possible.)